When you’re strapped for cash and need money in a hurry, title loans in Phoenixville offer a number of advantages over traditional bank loans. Car title loans pay out in a day or less. On the other hand, banks and credit unions often take weeks before you are notified of approval and paid out. Our loans come with competitive interest rates to keep payments affordable. Banks require good or excellent credit scores just to be approved for a loan.
Title lenders do not pull any credit information. So, people with bad credit aren’t disqualified from getting Phoenixville title loans. Bank loan applications are usually long and involved, which may require you to take time off from work. We think your time is valuable. Therefore, we provide short online applications, which take no more than five minutes to complete. Most banks also require you to state the purpose of your loan. We don’t ask new customers how they’ll use their loan funds.
You decide whether you want to make home upgrades, cover medical bills or pay down high interest credit cards. If you are an adult and own a car that’s mostly paid off, you could qualify for fast cash today.
How do I apply for a car title loan?
You are welcome to apply for title loans in Philadelphia by phone, online or at a convenient loan center store in Phoenixville.
What are the requirements for loan approval?
You should own an automobile in working condition, and you must be at least 18 years of age to sign a contract. Applicants must hold the title to a vehicle showing them as the legal owner. We can accept any vehicle that is fully paid for or cars that are nearly paid off.
What type of information is required on the application form?
We only require your basic contact information and a little vehicle info such as:
Can you be approved for a loan if you’re unemployed?
Yes, it is possible to get approved if you’re unemployed. In all likelihood, you are probably receiving unemployment benefits as income and your vehicle provides security for the loan as collateral.
Do you grant loans to people with bad credit?
We approve loans for people all the time with bad credit or low credit scores. Title lenders don’t have to rely on credit information for loan approval.
If you’re in the market for some fast cash with a good interest rate, check out title loans in Phoenixville today. Applications are free and we’re ready to help.