Title Loans in Horsham, PA

Are you struggling to pay urgent expenses? Ignoring the problem is only going to make it even worse, because you could end up with late fees, a shutdown of service and a hit to your credit score. But there is a way you can get the money you need today. Consumers in the same situation have gotten cash in their pockets with title loans in Horsham. The application process goes quickly and as long as you own a car, you can use its value to apply for a loan, without going through a credit check.

Need money to pay a hospital bill, a car repair or to launch a business? Whatever the expense is, you can pay it with a title loan. If your car has sufficient value, you can get as much money as you need. After you get your loan, how you spend it is entirely up to you.


Apply Online


The title loan application process is known for being fast and convenient, but we wanted to make it even easier for consumers. To do so, we developed a streamlined online application for Horsham title loans. You can complete it here on our site, and it doesn’t take more than 30 seconds. Start by going to the form and punching in the following vehicle information:

  • Year
  • Make
  • Model
  • Approximate Mileage

The form will also ask you for the following contact information:

  • Your full name
  • Your phone number
  • Your ZIP code

Using that vehicle information, we’ll calculate your car’s current market value to provide you with a free car title loan estimate, giving you an idea of how much money you could get. We’ll also instruct one of our loan representatives to contact you at their earliest convenience to tell you more about title loans and provide you with the location of a lender near you.


How Horsham Title Loans Work


Title loans in Philadelphia are secured loans because collateral is attached to them, with the collateral being your car. The lender doesn’t hang on to your car, though, just the title to it during your loan’s repayment period. You get the title back once you pay off your loan.

The main federal regulation for title loans is a law requiring borrowers to be at least 18 years of age. Other than that, states set their own regulations, so Pennsylvania’s regulations apply to Horsham title loans. The state allows lenders and borrowers to come to their own agreements on title loan interest rates and amounts, as it doesn’t limit those at all.

It also doesn’t set a term limit, although the standard term length is 30 days. If you’re unable to pay back your title loan on the due date, you can pay just the interest to renew it for a new term with another interest charge.


Benefits of Title Loans


The great thing about title loans in Horsham is how easy they are to obtain. Just bring your government-issued ID, your car and your car title to the lender, and you could have your loan within the hour. Approval rates are very high and it won’t matter if you have bad credit. You also won’t need to bring in all kinds of financial documents like you would for a bank loan.

You’ll still have your car, giving you the freedom to drive anywhere without worrying about finding public transportation. Title loan payments also offer more flexibility than other loan payments, because you can pay less and extend your loan if you’re short on cash when the payment is due.